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Customer First Policy
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Conveniently located near Perimeter Mall in Atlanta.
- Same Day Approvals on Most Loans
- Free Same Day Locks
- Experienced Local Loan Officer Handles Entire Process
- Custom Program for All Your Needs
- Less Than Perfect Credit Accepted
- HELOCs to 100% LTV
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Advice About The Mortgage Process
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Obtaining the correct type of mortgage for your situation is one of the most important financial decisions you
will make. Many things should be considered including how long you feel you will be in the property, your current
and estimated future earnings as well as your overall financial goals. Many people waste money by selecting a fixed
product for their first home instead of an ARM which may be a full percent lower. Others select an ARM when their
intent is to stay in the property a long time which may be unwise a few years down the road. We take pride in asking
the right questions to be sure you have the information you need to make an informed decision.
Most people focus too much on rate when selecting their mortgage company. it's much more important to structure
your offer correctly (on a purchase), get the right program for your needs, and keep the closing costs to a minimum.
It takes years to recover from making a poorly constructed offer or from paying too much in closing costs.Typically,
a difference of 1/8% to 1/4% in rate will only save you about $10 to $20 / month in payments and less than that
after taxes,so it takes a long time to recover from a $3000 - $4000 mistake in your offer or closing costs. With
over 30 years experience, I will personally help you structure your offer and mortgage to suite your goals and
financial ability |
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